Positive signs are coming on the mortgage front. According to the joint Facile.it - Mutui.it observatory, in the first six months of the year applications for loans grew by 15% compared to the same period in 2023. Although the market is still far from the levels reached in previous years and disbursements are still subdued, the recovery in demand bodes well for a second half of the year with rising values even on the front of loans granted to households to buy homes. Looking at the sketch of those who applied for a mortgage shows that the average amount requested in the first six months of 2024 was 133,389 euros (+3%); the average value of the property came in at 207,614 euros (+3%). Subrogation is also growing, reaching 27% of demand; it was 19% last year.
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