In Italy, the financial strain of the private sector, composed of citizens and businesses, continues to grow, consolidating itself as the country's true economic engine: in 2024, the aggregate financial wealth of households and businesses reaches a total of €8,306 billion, with an overall increase of €316 billion compared to 2023 (+3.9%). The aggregate figure represents 42% of Italy's total financial wealth of €19,613 billion, confirming the strategic importance of the private sector in supporting economic recovery. Household reserves, funds, and securities rose to €5,727 billion in 2024, registering an increase of €217 billion (+3.9%) from the previous year, while corporate financial wealth reaches €2,579 billion in the middle of this year, up €99 billion from 2023 (+4.0%). Among the largest holders of wealth, there are banks and investment funds, with a total endowment €5,001 billion, down €125 billion compared to 2023 (-2.4%) and the same amount compared to 2019. The weight of foreign finance is growing: foreign investors hold financial values, in Italy, of €3,442 billion, an increase of €78 billion compared to 2023 (+2.3%) and €480 billion compared to 2019 (+16.2%). This is according to a report by Unimpresa Study Center, according to which those more than €8.3 trillion of "treasure" are almost three times the Italian public debt and about 40 times the final allocations, under the National Recovery and Resilience Plan (PNRR), for our country: the financial robustness of private individuals is a formidable counterweight to the stability of public finances.
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