Skyscraper rates on current accounts: for those with balances of less than 50,000 euros, banks offer a remuneration ranging from 0.15% to 0.20%, practically negligible compared to inflation and the loss of value of money. Even for larger balances, between 50,000 and 250,000 euros, the remuneration rarely exceeds 0.35%, remaining well below expectations. Only large deposits, above 250,000 euros, manage to get higher rates, with a high of 1.57% recorded in Trentino-Alto Adige for businesses and 1.31% in Lazio. However, even in these cases, rates remain largely insufficient compared to the yield on government bonds, which now offer 4% on short-term BTPs. The situation is even more pronounced for households. This is what emerges from a report by Unimpresa's Centro Studi, according to which an analysis of the interest rates charged by Italian banks shows a picture that, in the face of the ECB's restrictive monetary policy, leaves current account holders heavily penalized.